Can I lease A Car
I have dreamt for a long time to own a brand new car. Like so many other people on a low basic salary, this dream remains just that. Being on such a low basic salary means it is hard for me to gain credit. It means very often things I could comfortably afford are left out of my reach purely because credit companies do not acknowledge my true earnings that are above average. This is because my basic salary is made up of guaranteed bonuses and one off performance related payments. I earn more than all my friends. I even consider my performance related structure of payment to be a lot more motivational than a normal monthly amount. If I work harder, I earn more.
I like to watch the global markets and how banks generate their huge income and wealth. I very often read the financial times feeling cheated and frustrated that so many things were left out of my reach. When the markets started to fault and later fail, I saw a large change in how credit companies reacted. Firstly they stopped giving loans, mortgages etc. This of course could not continue. They make their revenue by lending money.
The credit companies had to re-think how they could secure future loans and ... Read more

